SPC vs Ajman FZ: which free zone fits you?
A neutral comparison — no single free zone pays us more than another.
In short
SPC (licences from about AED 5,750) and Ajman FZ (from about AED 5,555) are both UAE free zones — Ajman FZ has the lower entry price. SPC best suits: Startups, solo founders and consultants who want one of the cheapest published entry prices in the UAE with fast, fully online licensing; e-commerce and trading businesses choosing from the 2,000+ activity list; and publishers and media businesses, given the zone's publishing heritage and Publishers Hub. Ajman FZ best suits: Online sellers and e-commerce founders who want the one AFZ package with a published price, freelancers using the 40-category Sole Professional licence, and cost-sensitive traders and light-industrial businesses already looking at the northern emirates who are willing to request a written quote rather than compare a published rate card. No single zone pays us more, so the recommendation depends only on your activity, visa count and budget.
SPC and Ajman FZ side by side
Approximate budgeting figures — your final quote is confirmed in writing. Government fees are passed through at cost, never marked up.
| Criteria | SPC | Ajman FZ |
|---|---|---|
| Licence from | AED 5,750 | AED 5,555 |
| Emirate | Sharjah | Ajman |
| Location | Sharjah Publishing City, Sharjah | Ajman Port / Al Jurf, Ajman |
| Visas | Visa packages are configured in SPC's cost calculator rather than published as a fixed quota per licence — your allocation depends on the package and facility. | Package-defined. |
| Activities | 2,000+ business activities are available, and SPC publishes its activity list online with a name-check tool. | AFZ's mid-tier packages advertise up to five mix-and-match activities across commercial, service and e-commerce categories, rising to up to ten activities on the Hexa-and-above tiers. |
Lower entry price: Ajman FZ.
Which one should you pick?
Choose SPC if
Startups, solo founders and consultants who want one of the cheapest published entry prices in the UAE with fast, fully online licensing; e-commerce and trading businesses choosing from the 2,000+ activity list; and publishers and media businesses, given the zone's publishing heritage and Publishers Hub.
Think twice if
Regulated financial-services firms (DIFC or ADGM fit better), businesses that specifically need a Dubai-emirate address for clients or staff, and heavy industrial or port-side operations — JAFZA, RAKEZ or UAQ FTZ industrial facilities fit those better.
Choose Ajman FZ if
Online sellers and e-commerce founders who want the one AFZ package with a published price, freelancers using the 40-category Sole Professional licence, and cost-sensitive traders and light-industrial businesses already looking at the northern emirates who are willing to request a written quote rather than compare a published rate card.
Think twice if
Anyone who needs to compare a published, itemised price before engaging — outside the E-Commerce Licence, AFZ's cost calculator emails an estimate rather than displaying one, so you cannot self-serve a budget. Also a poor fit if you need a Dubai address, a regulated financial licence, or certainty today about mainland selling rights, which AFZ does not spell out publicly.
Cost breakdowns
SPC
from AED 5,750
Business setup package
SPC's published starting price; the total is configured in its online cost calculator from activities, visas and facility
From AED 5,750 (published)
Licence with lease agreement
A lease agreement comes with every business licence
Included
Visa packages
Configured per package in the cost calculator; residency processed in as fast as 5 working days
Quote-based
Paid-up share capital
SPC requires zero paid-up share capital
AED 0
UAE corporate tax registration
Registration with the Federal Tax Authority is free of charge
Government fee: AED 0
Ajman FZ
from AED 5,555
E-Commerce Licence package
The only AFZ package with a publicly published price. Covers the registered company name, e-commerce licence, official documentation, eligibility to open a UAE bank account, unlimited coworking access and 100% foreign ownership.
from AED 5,555
All other packages (Kickstarter, Freedom, Starter–Deca, Al Jurf)
AFZ's package portal lists features but no prices, and its cost calculator emails an estimate rather than displaying one. Ask for the figure in writing.
Quote-based
E-channel registration renewal
Published in AFZ's own FAQ, which states it should be renewed five days before expiry.
AED 1,100 / year
Company licence cancellation
Published in AFZ's own FAQ.
AED 2,135
Visas, medical, Emirates ID and insurance
Not covered by the published E-Commerce Licence price, which is a zero-visa package. Budget per person.
Added on top
Strengths and trade-offs
SPC
- Published entry price of AED 5,750 — with the lease agreement included, the licence covers your legal address without a separate flexi-desk line.
- Speed: about 45 minutes to complete setup with an advisor, residency in as fast as 5 working days, immigration on site.
- Zero paid-up share capital and 100% foreign ownership across the 2,000+ activity list.
- Government of Sharjah backing with a fully digital portal for setup, amendments and renewals.
- Deep value-added bench: banking assistance, spouse/dependant visas, documentation, customs code and financing support under one roof.
- The AED 5,750 headline is a starting price — visas, extra activities and facilities move the calculator total up, so always compare the itemised quote.
- A Sharjah address, not Dubai: fine for most online and service businesses, but clients who expect a Dubai-emirate licence or address should weigh Dubai zones.
- No fixed published visa quota per licence — your allocation is configured per package and confirmed at quote stage.
- Like any free zone, direct mainland UAE retail requires additional licensing or arrangements.
Ajman FZ
- A genuine government free zone with a long operating history — established in 1988, under the Free Zones Authority of Ajman.
- The published E-Commerce Licence at AED 5,555 is competitive and bundles coworking access and bank-account eligibility.
- Visa tiers run all the way to ten on a single package structure, so scaling headcount does not mean changing zone.
- Fast administrative turnarounds where AFZ does publish them: three working days for an establishment card, two to three for a visa cancellation.
- No published rate card. Sixteen packages are listed with features and no prices, and the cost calculator emails an estimate instead of showing one — you cannot budget without contacting them.
- The one published price is scoped to e-commerce and appears in a 2025 article rather than an official fee schedule, so it is a weaker source than the PDF rate cards other zones publish.
- AFZ does not state publicly whether its licences permit direct mainland selling, so treat mainland access as unconfirmed until you have it in writing.
- An Ajman address carries less weight than a Dubai one with some banks and clients, and the zone is not a financial-services jurisdiction.
Frequently asked questions
Which is cheaper, SPC or Ajman FZ?+
SPC licences start from about AED 5,750 (from / published — SPC states business setup packages start from AED 5,750; the final price is built in its online cost calculator from your activities, visas and facility, and government and visa fees are added on top). Ajman FZ starts from about AED 5,555 (from / published — the E-Commerce Licence package, the only price Ajman Free Zone publishes openly (stated in its own 2025 article, not in a fee schedule). Every other AFZ package is quoted individually; visas, government fees and facilities are added on top). Ajman FZ has the lower headline price, but your real total depends on visa count and office needs — always compare a written, itemised quote.
Who is SPC best for?+
Startups, solo founders and consultants who want one of the cheapest published entry prices in the UAE with fast, fully online licensing; e-commerce and trading businesses choosing from the 2,000+ activity list; and publishers and media businesses, given the zone's publishing heritage and Publishers Hub.
Who is Ajman FZ best for?+
Online sellers and e-commerce founders who want the one AFZ package with a published price, freelancers using the 40-category Sole Professional licence, and cost-sensitive traders and light-industrial businesses already looking at the northern emirates who are willing to request a written quote rather than compare a published rate card.
How do I decide between SPC and Ajman FZ?+
Compare licence cost, visa allocation and activity fit. SPC: Visa packages are configured in SPC's cost calculator rather than published as a fixed quota per licence — your allocation depends on the package and facility. Ajman FZ: Package-defined. If you are still unsure, our free zone selector or a free 30-minute PRO Health Check will confirm the better fit for your case.
Still torn between SPC and Ajman FZ?
Tell us your activity and how many visas you need, and we'll confirm the better-fit zone and its real cost — in writing, line by line.